What We Do

Our team of financial advisors will design a plan to evaluate your current financial situation and direct you toward true financial freedom.

Financial planning is foundational to retirement success and the sooner you start the plan the better your chances for success. This planning takes place in the accumulation phase of your life and we want to help you grow your assets as tax-efficiently as possible so you pay fewer taxes now and in the future.

The plans can change as life and needs change, but we chart a course together so we can determine when you’d like to retire, what you plan to do in retirement, how long you are likely to be in the retirement phase of life, and how much you’ll need in order to spend with confidence, accomplish all the things on your wish list, and have money left over to impact your family and causes that are most important to you.

Whatever you envision for your retirement, we can help you get there with sound planning presented in plain English.

Retirement planning takes place in the distribution stage of life and is different than the planning that takes place in the accumulation phase.

Once you’re ready to retire, in whatever form that takes for you, we want to help secure the income you need so your immediate needs are met. This is foundational to retiring with confidence. Once this is in place, we want to consider the risks that present themselves in retirement and do everything we can to help mitigate these risks.

Of all the risks that you’ll face in retirement, the two that most folks are concerned about are outliving your money and the cost of care as you get older. We take the time to talk through these risks and design a plan so that you and your spouse, if applicable, feel confident.

Our estate planning team helps you create a tax efficient, comprehensive estate plan that honors your vision, along with teaching you how your assets will be distributed.

Estate planning is one of those areas that can be both daunting and confusing.

Our strategy is to simplify this process so that it accomplishes your goas and is something that you and your heirs can grasp with confidence. Through our family office services, we work with attorneys, CPAs, and consultants to deliver a plan that suits your needs, whether it is a will, trust, charitable structure, or a combination thereof, to maximize your legacy.

Our discipled, risk-managed approach is the foundation of growing and protecting wealth for our clients. There is no one-size-fits-all approach to investment management because every client has a different appetite for risk, different time horizon, different needs and goals. We seek to understand all these factors that can influence how an account is managed and then choose a risk-appropriate, tax-efficient allocation.

The best way to grow wealth long-term is to stay invested, but large losses can disrupt the best financial plans. Understanding this and understanding that there are trends in different asset classes at different stages in market cycles that make it prudent to adjust allocations as trends change, we take a more active approach to investment management. The goal is to minimize risk and create an environment where long-term return goals are met while also reducing the risk of large losses.

Through our family office services, we offer tax strategies to save you money on income tax and to save you money on future tax. Our team of tax attorneys, tax planners, and CPAs will review your situation and offer real tax planning instead of the more common tax reporting.

For business owners, we can typically save 40–60% on your income tax bill. This kind of increase in cash flow can change your trajectory and long-term planning.

For all individuals, we offer the opportunity to create the Rich Man Roth (RMR), a vehicle that allows you to grow wealth tax-free, access it tax-free, and leave it behind tax-free.

Our team is dedicated to helping your business thrive and helping you realize your vision for it. Here at SNPW, we specialize in consulting business owners with their investment and planning needs. In concert with our family office services, we first target the burden of income tax, but then help to create a plan that will help accomplish your long-term goals.

Those goals could include generational transition, business sale, or simply general management changes that allow you to retain ownership. In all of these, we can provide tax-favored strategies that put more money in your pocket. Our team can accommodate all services from business valuation to purchase agreement documentation.

During your primary earning years, SNPW can provide strategies to maximize your income and protect your wealth from taxes, fees, and volatility. As a business owner, your financial planning needs will vary from those of your employees. SNAM can facilitate 401k or other company-sponsored plans for you and your staff. We can also introduce you to our Employee Retention Program.

Highly complex needs require sophisticated solutions and informed guidance in the pursuit of a personal vision of freedom. Private Client Services members get the one-on-one support they need.

For high-net-worth individuals or high-income earners, SNPW can offer specialized services to deal with tax burdens, estate planning, ownership structures, and wealth accumulation. Our private client services include unlimited access to our highest level of advisors and opens the door to dialogue with other families with similar circumstances, if desired.

Our objective is to maximize your wealth and your dreams.

Insurance is crucial in protecting you and your loved ones in the event of expensive adverse events. Insurance can also be used to create income or a create a legacy. Our team can help you uncover and mitigate potential risks that could impact you and your family.